Terms of Use

DISCLAIMER

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND OWENS INSURANCE AGENCY, INC. AND ITS SUBSIDIARIES AND AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHATABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  OWENS INSURANCE AGENCY, INC.  DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE FOR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  OWENS INSURANCE AGENCY, INC.  DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR  THE RESULTS OF THE USE OT THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.  YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.  THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT NECESSARILY INTENEDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATION PURPOSES; PLEASE REFER TO THE ACTUAL POLICY OR THE RELEVANT PRODUCT OR SERVICES AGREEMENT.

THIS WEBSITE MAY BE LINKED TO OTHER WEBSITES WHICH ARE NOT MAINTAINED BY OWENS INSURANCE AGENCY, INC. OWENS INSURANCE AGENCY, INC. IS NOT RESPONSIBLE FOR THE CONTENT OF THOSE WEBSITES.  THE INCLUSIONS OF ANY LINK TO SUCH WEBSITES DOES NOT IMPLY APPROVAL OF OR ENDORSEMENT BY OWENS INSURANCE AGENCY, INC. OF THE WEBSITES OR THE CONTENT THEREOF.

LIMITATION OF LIABILITY

While Owens Insurance Agency, Inc. uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur.  To the fullest extent permissible under applicable law, Owens Insurance Agency, Inc. makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Owens Insurance Agency or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result form the use of, or the inability to use, the materials on this website, even if Owens Insurance Agency, Inc. or an Owens Insurance Agency, Inc. authorized representative has been advised of the possibility of such damages.  In no event shall Owens Insurance Agency, Inc. total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

Owens Insurance Agency, Inc. assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by Owens Insurance Agency, Inc. Except as otherwise expressly permitted by Owens Insurance Agency, Inc., no materials from this website or any website owned, operated, licenses or controlled by Owens Insurance Agency, Inc. may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way.  You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials.  You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Owens Insurance Agency, Inc. written permission.  Owens Insurance Agency, Inc. neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

JURISDICTIONAL ISSUES

Unless otherwise expressly set forth herein, Owens Insurance Agency, Inc. makes no representation that materials on this website are appropriate or available for use in any location.  Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by Owens Insurance Agency.  No security, insurance product or other product or service is offered or will be sold by Owens Insurance Agency, Inc.  or, if sold by Owens Insurance Agency, Inc. will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction.  Some products and services may not be available in all jurisdictions.

PARTNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to Owens Insurance Agency, Inc. via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of Owens Insurance Agency, Inc.  Such information, other than personal data or information may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting.  Owens Insurance Agency, Inc. is free to use any idea, concepts, know-how, or technique contained in any communication you send to Owens Insurance Agency, Inc. via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.